来源:股城网 | 2022-01-30 14:32:38 |
期房与现房不同,期房是属于一种尚处于建造之中的房地产项目,这也是很多房地产开发商普遍采用的一种房屋销售方式。那么,买期房可以用住房公积金贷款吗?下面一起去了解下。
其实,买期房也是可以用住房公积金贷款的。因为公积金贷款是以房地产开发企业与当地公积金管理之间建立的合作关系为基础的,只要该项目的开发商与管理有合作关系,期房还是能申请公积金贷款。
由于买期房风险是比较大的,需要注意哪些事项?购房者要注意下列问题:注意售楼处是否有预售许可证;注意付款时间及方式;注意违约责任的约定;注意合同中订立"预期违约"条款。
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